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by joanne_m
Wed Feb 07, 2007 5:19 pm
Forum: IVA postbag for february
Topic: i just cry all the time just dont know what to do.
Replies: 15
Views: 2472

The company is clear start, i know i think that it must be a rougue company as noone seems to know why they are being unreasonable. i put it all in writing today and sent it 1st class.
by joanne_m
Wed Feb 07, 2007 9:03 am
Forum: IVA postbag for february
Topic: i just cry all the time just dont know what to do.
Replies: 15
Views: 2472

just to clear up, the IP hadnt informed this creditor that i had an IVA, they had a walk in posetion order on the property. When the IVA was passed they didnt tell this company they had no record of it so they came to seize goods, i have had to pay £500 in total to stop my goods being taken and movi...
by joanne_m
Tue Feb 06, 2007 8:57 pm
Forum: IVA postbag for february
Topic: i just cry all the time just dont know what to do.
Replies: 15
Views: 2472

I had said that the IVA was to high as the payments left me nothing, i had a debt that was personal that was £50.00 per month so i am proposing to now pay them £300 a month with £58 going on arrears with the £242. The thing was problems only stated when the IP hadnt done their job properly and a bal...
by joanne_m
Tue Feb 06, 2007 8:50 pm
Forum: bankruptcy
Topic: thanks
Replies: 2
Views: 1528

I had said that the payments were to high because they had left me with nothing for emergencys or any left overs at all thats why all the problems started when this baliff turnt up. I had to borrow money from people and shift it about i couldnt loose my wasing machine and the little furniture i had,...
by joanne_m
Tue Feb 06, 2007 7:51 pm
Forum: IVA postbag for february
Topic: i just cry all the time just dont know what to do.
Replies: 15
Views: 2472

i dont know how to find out without them knowing what situation i am in, i am also due to be moved soon. I work, pay my rent and have really struggled. I had reant arrears but have almost cleared them now. (thats why apparantly they can take my home as i have had arrears - and am a risk). But am jus...
by joanne_m
Tue Feb 06, 2007 7:34 pm
Forum: IVA postbag for february
Topic: i just cry all the time just dont know what to do.
Replies: 15
Views: 2472

Please can you help i had an iva approved in may last year a few months after i told them the replayments of £242 were to high and had said this from the out set. They sent me an income and expenditure form which i returned, things then got worse and i couldnat make payments, i have offered to pay t...
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