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by mohib
Fri Sep 14, 2012 4:35 am
Forum: Ask IVA Forum and Industry experts
Topic: F&F offer ?
Replies: 6
Views: 1208

I have just made my 50th IVA payment out of 72(12 month extension due to no equity in property). I would like to know whether a F&F offer may be accepted by my creditors now or in next 6 months if the dividend decreases a fair bit if full term is not completed. Roughly how many pence to pound may cr...
by mohib
Wed May 11, 2011 7:04 am
Forum: Ask IVA Forum and Industry experts
Topic: What happens if a remortgage is not possible ?
Replies: 3
Views: 1148

Hello I'm entering the 4th year of my IVA and I have an equity release clause in the 4th year from 2 properties I jointly own. I would like to know what will happen if a remortgage is not possible due to negative equity or say bad credit history obviously for myself due to IVA and my partner if she ...
by mohib
Tue Dec 23, 2008 1:39 pm
Forum: Ask IVA Forum and Industry experts
Topic: I am currently in an IVA paying approx 30p to £1
Replies: 6
Views: 1435

I am currently in an IVA paying approx 30p to £1 to creditors for substantial debt amount and have been for 6 months. There is an equity release clause in year 4/5 to release 20k from 2 properties; 1 which I 50% own and the other I transferred my 50% to my wife for no cash and is the property we liv...
by mohib
Sun Dec 14, 2008 10:28 am
Forum: Ask IVA Forum and Industry experts
Topic: restriction on your property
Replies: 2
Views: 921

I would like to know if it is normal for IPs to put a restriction on your property if you are in an IVA. Also say the property I live in does not belong to me but other family members can a restriction be put on that?
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