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by sazzysue
Mon Feb 08, 2016 9:30 pm
Forum: Ask IVA Forum and Industry experts
Topic: How long does it take to 'finalise' an IVA and to receive the completion certificate ?
Replies: 4
Views: 2173

We are with money plus (was the debt people). Thanks for the advice.
by sazzysue
Mon Feb 08, 2016 2:59 pm
Forum: Ask IVA Forum and Industry experts
Topic: How long does it take to 'finalise' an IVA and to receive the completion certificate ?
Replies: 4
Views: 2173

How to long to 'finalise' an IVA and to receive the completion certificate? It is seven years since we started our seven year IVA and it was agreed, by way of creditors meeting, last April that no more payments are to be made due to loss of work hours. There is still a hold up on one company who hav...
by sazzysue
Thu Nov 27, 2014 6:26 pm
Forum: Ask IVA Forum and Industry experts
Topic: Final equity release year
Replies: 2
Views: 1958

Hi all.
In the final year, the equity release year, are all the rules the same with supplying wage slips every 12weeks for eg?
Thanks
by sazzysue
Wed Oct 01, 2014 8:29 pm
Forum: Ask IVA Forum and Industry experts
Topic: IVA.co.uk Survey – Winner!
Replies: 6
Views: 2168

I was surprised and so happy to have won. I was happy to help on this survey. I have also been using this forum for the last six years and it has been a great help :-).
by sazzysue
Wed Sep 24, 2014 1:20 pm
Forum: Ask IVA Forum and Industry experts
Topic: Final Payments
Replies: 1
Views: 1944

Our IVA is due to finish this November. We are in arrers by two months. Can the arrears be paid in two further payments ie. December and January? I have asked the question to my IVA company and are awaiting a call back, but was just wondering if anybody was in the same situation.
Thank you.
by sazzysue
Wed Feb 05, 2014 7:51 pm
Forum: Ask IVA Forum and Industry experts
Topic: Who am I best contacting to try to remortgage as per clause in my final year ?
Replies: 3
Views: 1267

Thank you for your reply/help.
by sazzysue
Thu May 30, 2013 1:23 pm
Forum: Ask IVA Forum and Industry experts
Topic: Inheritance
Replies: 6
Views: 1538

Great advice, thanks all.

My Dad does not want to just put in my sisters name but will look into the deed of trust. Or I will suggest to wait until the IVA has finished.

Thanks again.
by sazzysue
Thu May 30, 2013 1:19 pm
Forum: Ask IVA Forum and Industry experts
Topic: Extra year
Replies: 2
Views: 1227

Hi all. I know I need to double check with my IP, but was wondering if this had happend to anybody else: Our term was originally 5 years plus extra year if we could not get a re-mortgage. A couple of years ago my hours were reduced at work and tax credits stopped, so we the payments were reduced and...
by sazzysue
Thu May 30, 2013 11:47 am
Forum: Ask IVA Forum and Industry experts
Topic: Inheritance
Replies: 6
Views: 1538

Hi all. My Mum and Dad are in the process of selling their house and are buying a static caraven to live in and a camper van to travel in. They plan on putting the static in my sister and mine names so that when they have gone it will be less complicated and they plan on spending the rest. I say goo...
by sazzysue
Thu Jun 02, 2011 2:08 pm
Forum: Ask IVA Forum and Industry experts
Topic: How much babies cost!!!!!!
Replies: 33
Views: 4079

mumsmushroom you are a star, thank you. I did'nt know what FF was either, ha ha. Good luck x frenchie696 it will happen. Relax and it took my 6/7 months of trying first time round. GP will check hormone levels etc. The tests after trying for a year are more indepth. Good luck x We have decided to te...
by sazzysue
Wed May 18, 2011 10:52 pm
Forum: Ask IVA Forum and Industry experts
Topic: How much babies cost!!!!!!
Replies: 33
Views: 4079

[:D][:D]

Thank you everybody.
I have just thought tonight that a friend of mine is due anyday now so when baby gets too big for things I can ask very nicely for hand me downs [:D]

Again thank you. I really want to tell all my family and friends now but I will wait a little longer.
by sazzysue
Wed May 18, 2011 1:07 pm
Forum: Ask IVA Forum and Industry experts
Topic: How much babies cost!!!!!!
Replies: 33
Views: 4079

Plasticdaft - Thank you. I am scared but excited. Infact you are the first people I have told after my Husband. We are going to wait 12 weeks (I am currently 6 weeks). I feel like shouting it from the roof tops!!!!! Judo - Thank you for your advice also. We already have a Daughter but she is coming ...
by sazzysue
Wed May 18, 2011 12:33 pm
Forum: Ask IVA Forum and Industry experts
Topic: How much babies cost!!!!!!
Replies: 33
Views: 4079

I am pregnant and I know that we will need to tell IP. I should imagine we will need to do another I+E. Do we do this before baby is born and how will we know how much baby costs? Is there some guidelines out there for babies in IVA's?

Thanks again.
by sazzysue
Thu May 05, 2011 3:10 pm
Forum: Ask IVA Forum and Industry experts
Topic: Mortgage Fixed Rates
Replies: 6
Views: 1534

Has anybody in an IVA spoke to their mortgage lender and changed the deal they are currently in? The reason I am asking is that the fixed rate has finished and is currently on a tracker, which is great, but if I was wanting to fix it now would my currect lender be OK with being in the IVA? They have...
by sazzysue
Wed Mar 02, 2011 1:08 pm
Forum: Ask IVA Forum and Industry experts
Topic: Need a Car!!!
Replies: 22
Views: 3897

Thank you all again!!!

Duncton seems good but over what we can afford. I think we will ask for help from a family member. I will let you know.
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