hi all spoke to iva and the team is going to talk with every1 about going on a dept man prog so will let you know when i find out

hi just had the meeting of my iva think it want ok 1 person said no but the rest said ok will find out today(fri) if all ok.but the hard 1 is I've just lost my job and am 1 month behind with my mortgage. is there any thing i can do as not sleeping and worrying all the time feel like just ending it a...