My Husband amd I have been in a dmp for about 15 months now and we are still being charged interest by about half of our creditirs. I am retired on a small pension and my husband is still working but retires in 2011. My question is where do we go from here, would it be possible to do an iva of 2 yea...

Some of this guesswork, as I have not got the figures in front of me, but I believe our total debt to be about £85,000. Until May next year we could afford abot £650, from May onward around £1350. The reason for the jump is that until then we are also settling a tax bill with HMRC, paying this at £7...

I have spoken to my husband about this and we want to clarify some points. My husband will probably have to retire in June 2011, when he is 65. The £12000 I mentioned earlier is our half of the "suspended sum" which is curently held by our landlord. It is not due to be paid to us until March 2012, w...

We are considering an IVA, we are at the moment doing a debt management plan. There are two issues that we are concerned about. First of all my husband may be made to retire before the 5 year period is up. Secondly if we were to acquire any extra money from pay rises etc. what happens then. We are e...