MelanieGiles wrote:

Admin will have Kazz's e-mail address if you cannot find it anywhere. They can forward an e-mail on for you.

thank you, that would be very much appreciated

I would tend to agree with Janes comments above, something seems to be unusual regarding your query. Payplan do IVA's for people whom are registered as being disabled and only in receipt of benefits, not sure where your case officer got this from. As posters above has stated, we are unable to do th...

i contacted payplan again, asking if it was possible to set up a non protocol IVA, this is my case officers and personal finance manager,s response, "Hi Christopher, Thank you for your e-mail. As we have mentioned before, because IVAs are legally binding plans, unfortunately people who are on benefi...

thanks david, that would be great

it,s all true i,m afraid, my case officer also pointed out to me that some of my other creditors were joining HSBC and refusing to accept IVA,s. payplan are back jan 2nd, i have e-mailed them asking if it would be possible to set up a non protocol IVA, i will post the outcome. thank you all for your...

hi melanie, when i contacted payplan about an iva, they did say it was possible, provided i paid off my debt to hsbc,as hsbc would not agree to an iva, until i pointed out to them i was on benefits and now regd disabled, they then informed me an iva was not possible due to this. all this was dealt w...

i will contact payplan asap after the xmas hols with all the info you have provided, bearing in mind i still owe approx £29000, £200 per month is the absolute max i can afford, does an iva seem possible. i have not missed one single payment in the 6 yrs i have been with payplan.

hi melanie, it was my dmp advisor via Payplan (justabank )

thank you for that valuable info, i shall now contact the people who arranged my dmp, and put these facts to them. the advice i have received so far is very much appreciated and been a great help, a big thank you to everyone who has replied to my concerns, i will keep you posted on the outcome. best...

Thank you David, HSBC are one of my creditors,the people dealing with my dmp, have informed me that HSBC will never agree to an IVA.

thank you for the advice, i now have something to work on. just one other point, i own a car and use for getting around due to my mobility problem, would this be counted as an asset. and would the car have to be sold to pay off some of my debt

hi, i had debts of £43000,and presently pay £200 per month(past 6 yrs) through a dmp, i now owe approx £29000, i enquired about an iva, but was told i would not qualify because i am regd disabled, and receive incapacity benefit and disability living allowance, i receive approx £700 per month. please...