Hi,
Can a ppi claim be made if it relates to a loan included in a iva if the iva was settled in full 2 years ago? I found an old bank statement whereby a bank charged me £235 upfront for a £1,400 loan in 2000.
Thanks

Is it possible to get a mortgage if you have an IVA? Is there a website or company that specialise in this? I would like to find out if I would get accepted for a mortgage to obtain a part buy part rent house.

If my home is reposessed, will the shortfall be added to my existing iva?

Hi, I'm going to have to move back in with my parents? Please advise if storage costs are an allowable expense. I am going to have to go from owning a house to owning one bedroom. Also, I would have to pay rent, council tax, utility bills etc. What backup would the IP need for incomings and outgoing...

What is an acceptable food and clothing allowance for one adult and one child? Are childrens expenses calculated at an average percentage of an adult. Thanks

Would an IVA allow study for a professional qualification to a persons expenditure. When I entered my IVA I went through a Company that chose my IP and they did not allow for this but I still have to pay for study from my food allowance.

Hi, During the middle of your IVA, can creditors who have not previously made a claim against you decide to do so? Could this possibly have any effect on monthly payments or the length of the IVA? I thought it was supposed to be fixed.

Thanks

Hi,

Once in an IVA, can you change IP and rearrange the terms in a new IVA if your not happy with your existing company? My IP has not provided a detailed statement of payments and has not recognised all payments made.

Thanks

Hi,

Do you know what the approximate charge would be to split a joint IVA? Would I incur charges if I submitted my annual review late?

Hi,

Once an amount of debt is written off, does it stay that way. If I was to sell my house and settle the total amount of my IVA, would my IVA then be cleared. I have been in my IVA for 2 years. Thanks

With the new government mortgage rescue scheme in place, the scheme asks for any equity from the house to allow you to live it for how long you wish. If you have an IVA would this prevent mortgage rescue from working?

Hello,

If you ask a bank to repossess your house, do you have to become bankrupt?

Hi, Should I stay with vodafone on contract throughout my IVA to help improve my credit rating faster at the end of my IVA? My contract is nearly up and would be cheaper to change to pay as you go. Worried about changing to pay as you go, what if I need a new phone my IVA will not allow for the cost...

I have an IVA and am due to sell my house and split from my partner. If there is any equity in the house would my creditors take this equity immediately or allow me and my ex to split the equity for a deposit in a new home. Without this we would be homeless. Thanks

Hello,

Is there anything I can do to help improve my credit rating before my IVA comes to an end? I have 3 years left.
Thanks