Thank you all so much for you kind words. I've contacted the company involved and they've asked me to send a copy of the original IVA showing the creditors involved and the certificate stating that the IVA has been settled. I have these items and will be sending copies straight away. It's been a har...

I entered into an IVA 5 years ago. Last year my husband commited suicide and I asked my insolvency practitioner to contact my creditors to get a vote on whether they would accept 4 years worth of payments as settlement. They voted in favour and my IVA was settled in January 2008. Today I received a ...