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by dirk477
Tue Dec 30, 2008 3:49 pm
Forum: Ask IVA Forum and Industry experts
Topic: HiMy partner is considering an IVA.
Replies: 23
Views: 2384

Sorry what is the difference betwen a creditor and a contingent creditor?

Thanks
by dirk477
Tue Dec 30, 2008 1:55 pm
Forum: Ask IVA Forum and Industry experts
Topic: HiMy partner is considering an IVA.
Replies: 23
Views: 2384

Many thanks all
by dirk477
Tue Dec 30, 2008 1:51 pm
Forum: Ask IVA Forum and Industry experts
Topic: HiMy partner is considering an IVA.
Replies: 23
Views: 2384

Yes he has but would prefer an IVA if possible.
He hopes to start work at the end of January
by dirk477
Tue Dec 30, 2008 1:44 pm
Forum: Ask IVA Forum and Industry experts
Topic: HiMy partner is considering an IVA.
Replies: 23
Views: 2384

Hi

In addition my partner is going to have his house re-possessed, and will face owing his building society the shortfall as not only is he in arrears, but will also be in negative equity. Would this count as a creditor?

He can not offer the HSBC any money as he has no income.

Thanks
by dirk477
Tue Dec 30, 2008 12:38 pm
Forum: Ask IVA Forum and Industry experts
Topic: HiMy partner is considering an IVA.
Replies: 23
Views: 2384

Hi

My partner is considering an IVA. He has a loan, a credit card and an overdraft, all with HSBC totalling over 22K.
Can he go for an IVA as there is only one creditor?

Thanks
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