Thanks Melanie. I've sent you all my details via your site so look forward to hearing from you when it's convenient.
Best wishes.
ndb

Thanks for that info. We are now seriously considering looking for a different IP instead of Synergie as reading through the forum posts has opened our eyes to a lot more info we should have been given and a lot more questions we should have asked. I followed the link and have filled in the question...

We are about to sign the papaers for starting an IVA. We have 60k debt and can afford the repayment that out IP is going to ask for. Read the info on IVAs and had a couple of questions. Does the IP usually manage to get the 75% to agree to the proposal? We have to send the IP the first months paymen...