Well spotted PD!

*I've deleted it as it isn't relevant to this site.*

we started a dmp which we were told after 7 years would be paid off after the 7 years we were still paying and was told by our dmp that there was a further 8 years to go as the creditors were still charging intrest that is why we chose to go the iva way as on a dmp they still add intrest so if you h...

you would have thought they spread thier costs over the duration instead of getting in first at least it feels as somthing is happening

we are looking at replacing the kids bedroom furniture from a friends cataloge as thiers is dropping to pieces but before we order any would we be able to add this cost to our iva expenditure as this would be the only way we can do it

unfortunatly i can not answer that one until i am in reciept of all the paperwork which should be next tuesday.

the amount that has been judge by the courts to pay back is 16k with them taking this fee out the iva will fall 4.5k short at the end what happens then as the agreed monthly payment is £270 p/m

i have recieced some info from my ip the rest i should have on tuesday after a long battle with them it appears that i have paid in just over 8k over the period it has run so far but they havent paid anything out to the creditors only to themselves which totals to 4.5k leaving just over 3k in the po...

at the moment i am having problems with my ip but i dont regret starting one as it was a big wieght lifted off our shoulders and up until now has been worth it so dont be put off the pro out wieghts the cons

the company is called kingsgate insolvency do you know who gouverns them so i can write to them about it

just got off the phone with my ip who have amitted they did take the money out using my debit card details that they should not have had.also it was done without my consent and said they are investigating why they still had my card details they also said for them to continue with the investigation i...

no i did not agree for them to take it when they want and i have not gave them permission to hold my card details they did ask but i said no

just a follow up havent recieved paper work yet but had another shock yesterday so asking advice on this as stated before i pay an extra £25 p/w for overtime payments after phoning them on the 5th jan 2009 the following day i recieved a reciet for £25 payment they had proceeded after my telecom to u...

yes it worked for us just tell them that you have been intouch with this forum they know it exists but as we were told you have the right to know

thanks david and melanie i have been in touch with my ip who was at first reluctant to send me the creditors info and reports until i mentioned this forum then they changed there tune and have agreed to send me everything all reports from the start and all dedt info had the extra 230 reduced to 100 ...

can anybody think what else i can ask them for just to make sure i am not having the wool pulled over my eyes as they may think that we are that far in its too late to pull out first time i have used any forums for anything but this is realy helping thanks to everybody for there help