hi melanie,my secured debt is 12,500 at the moment i dont think i have enough equity in my home to pay it off.my wife and i have tried everything to get out of this mess but cant seem to see any light at the end of the tunnel.we have contacted the companies we owe but they dont seem very willing to ...

hi i have debts of nearly 30k one of whicg is secured on my house can i still apply for an iva thank you