thanks, i should have gone bankrupt

i have never heard of somone having to pay over 75% of their home equity into their IVA (except for me, i was told i had to pay 100% of it into my IVA). My mum sold her house to do this....

i thought an iva was supposed to save your home, not mine...

I just wish to make it clear that i am not referring to Melanie or David, my IP is neither of them

I can provide u with information, I dont see that " I am useless to you" as you say, im not sure why you have said that ?

You have not told me the detail about why you are "concerned about your posts" what are you concerned about please?

all the experts on this site seem to have deserted me...

this is where i get banned from telling u about my experiences?

by the way,it concerns millions of pounds

I have a meeting with my lawyers on monday to discuss my case against my IP on possible dishonesty charges, including fraud and conspiracy to defraud, ill let u all know how i get on

Thanks Melanie for your reply.

Melanie, i would appreciate that. but what if my IP is known personally to you? And u have until now respected him or her?? Then where do your loyalties lie? I know my questions are harsh but this is a very serious situation im in.

My IP gives lectures to other IP's across the country

and i do appreciate that it is a dilemma. i have told the truth but i fear no one will beleive me that an IP can be dishonest, i guess this is where i get banned from posting

Meaning, who do they side with: The Truth / Me / Them

i shud have gone into bakrupcy, not an iva, that way i wud have been quicker free of all this

My problem is that Melanie or David knows my IP. My IP is VERY well known on the IP Circuit