Hi, wonder if anyone can advise please. Iva agreed April 2009, last payment April 2015, completion certificate received May 2015 , checking credit files today there are a couple of accounts showing defaults up to May 2015. Am I right that we should request these are now removed as nothing can have a...

I got letter today, spouse didn't, neither of us had anything in March. We emailed them telling them we did not agree to any changes to the terms and conditions but it appears that has been totally ignored. On top of that we both got our completion certificates last month so not sure what would happ...

Thank you
Obviously we're over the moon but I have to admit to feeling a little bit scared at the same time, not sure if everyone feels a bit that way!

P x

Hi Started our iva's April 2009 and, because there was NR debt, they were agreed at 6 years, with the usual equity release 6 months before the end. 6 months before the end, just as we were getting valuations etc together we were passed on to Creditfix, and I have to be honest, weren't very happy abo...

Sent everything in November, have chased many times, told it would be passed to closure team. There is now no time me and hubby are at home at the same time until middle of may so if we need to try to remortgage we can't do it. It's just the not knowing and getting no information from them at all. W...

Firstly - I know I'm probably being stupid/paranoid/pathetic but I am worrying myself sick! Short version - 6 year iva, paid month 72 start April, sent off documentation re house valuation etc over 5 months ago and heard nothing at all. Emailed formally on Sunday based on advice given in another pos...

Wish me luck, email as above along with payslips and I & E sent today! Really worrying now....

Is that safe to do even thought they haven't addressed the question of equity? Dread the thought of them failing us now, after 6 long years, if we stop because they won't talk to us but don't want to just keep on paying forever. Not quite sure how many more times I can chase them when they just do n...

With CF unfortunately, just feeling like it will never end and I'll never be able to move on with my life........

[:(] Had 6 year IVA starting April 2009 so have now paid 72 payments, Have been chasing and chasing since November to find out what happens now and I can get no answer at all. Payments normally paid at start of month - what do I do at the beginning of May if I still haven't had anything from ip? Sho...

I would love to cancel the s/o but although we submitted the valuation etc, and there is equity, they won't tell us how to proceed. I was told not to do anymore until they said but am still waiting to hear from them. Finding it really frustrating now, been in this since 2009 and I just want to get i...

Payment 72 left our bank account today, 6 years all payments made on time but now waiting to find out what happens now. Sent valuation etc over 5 months ago as required but have had nothing, even though we've chased and chased and chased again, apart from eventually being told our cases will be sent...

No they haven't which is what we've been chasing for. There is equity which obviously we won't get a remortgage for but up until now they've said nothing other than we'll chase it for you. Now that I asked to speak to ip if they couldn't give me info they've suddenly said it will be passed to the cl...

About to make payment 72 of 6 year iva, sent in valuation and mortgage redemption statement 5 months ago as stated in proposal, have been chasing regularly ever since with no response. Finally emailed a few days ago and said I wanted telephone appointment with IP if no-one could tell me what was hap...

Just about to make last payment of 6 year iva. Have sent all paperwork (valuation & redemption statement) into iva company at month 66 as required but have heard nothing at all from them, apart from acknowledging receipt and saying they'd be in touch very soon. There is equity in property so fully e...