if student was on benefits when applying saying working when not and stating grossly false incomes should loan company approve the issue of the cards or loan without checks? and if they do are they still right? knowing the information is false! as desperate people do and say desprate things and when...

Hi all, hope everyone is well, been away busy bee opening curtains and seing the sun and making offers. ok i have 7 creditors to 68k and asked if they could all accept pro-rata full and final of 15k (21% ish) I have no job this is from family and friends 1 has accepted, 5 not replied, and hsbc want ...

hi all, can you advise me please from your wealth of experience. I got a letter back from one of my crediotrs and they refused my offer of 21% full and final one off payment and my monthly token payment and have issued me with a 'default notice' with the intension of going to county court? but the o...

Ok, wish me luck then offers of payment going out today! never felt so good parting or offering to part with other peoples money, okstill owe then but maybe god will allow me to be debtfree! yipee! fingercrossed. This forum has allowed me to pull myself together and crack on with life, thank you all...

its just been great your site/ forum good for me and even good for my creditors as i want to see light and live MY LIFE. thank you so very very much, knowing others are like me, i am not alone been a while but have been to see family and fiends and hey, I've got family and friends that really really...

Hi all, love and respect to the ones who enable people like me to breath and look out the window. just wanted to say i think this site is the missing link, to help all creditors and debtors alike.xx

lili, your words have help me over come my being ashamed scared and stressed, i use to read your posts long b4i had the gutts to talk or post anyone about my problems so thank you

current accounts why are they diffrent in terms to other loans and creditcards etc.?

thank you i'll apply now for a basic account and give them the details if they agree to do standing orders thank you [:)][:)] [quote] Originally posted by razamataz_ I'm always just ****ing my pants, ist a bloody arwful, anyway time of life for me right now, just arwful. none productive none product...

i recieved a letter confirming collection agency will accept £1 per month but only by standing order? I don't have a bank account to do this with as the debt is from my current account in the first place and that was closed as i was overdrawn and could not pay and the £1 I offered to pay as a token ...

Melanie, thanks. I did post and fax a defence income/expend and brief history of my circumstances and it was set aside! what then as you said if i did'nt put in a defence or attend (was bulk clearing centre county court northampton) Hi leem "Set aside" means that the District Judge has decided not t...

I wrote to all my creditors and one has replied and said it would accept £1 per month, however this must be paid by standing order mandate with a bank? I don't have a bank account for me to do this so how to do! what to do now! it says i must pay by regular monthly payments by standing order[88] [?]...

i had a ccj set aside this morning as a creditor tried to get a ccj on me? what does set aside mean? and how will it effect the other crediotrs i owe money to,i have many.

can i sell my house give the ex half and then the rest to the creditors or do i have to give them all of it can i sell the house then before it gets repossessed or proceedings start as i'm in arrears? then what do i do then? how much do i give them, will i get anything? could i fly off to spain[88] ...

you guys do a real good job of make folk like me feel human and worth something even if very little monnnnnnnnnnnetry wise, i feel better since i been here, i'm not alone, did you know it's the first night in nearly a year i actully sleep[;)] as i read from someone elses post i owe money no my life!...