Yes I've heard about those issues.

I had my F&F offer accepted today, thought that was the end but it looks like just the beginning of the struggle.

Hi all,

Little confused about something...


Does an IVA stay on your credit report for 6 years after the start or the end of it?

Cheers

That's crazy! Six months!? I just want to get on with my life and forget the last three years ever happened! But no, they're going to leave me dangling at the end of their line a little longer!!! Massively annoyed at them right now. I was not told that it would take this long at any point in the las...

Hi there all, So, our creditors meeting was this morning, and our offer was accepted (hooray!). But when I was talking through the next steps with Grant Thornton, they told me it could take up to 6 months to complete!! Apparently, after we've sent them the funds and paperwork, it could take up to ha...

I've already found a few online who say they can help, wanted to see if anyone else had any experience of one. If I can get one, i'm going for it. The downside of the IVA are just too constricting. I can't move house for years, not even a basic level of credit and I was in a much better position bef...

Decided to try and get out of my IVA any way that I can, i'm earning more now so with fee's added on i'll end up paying more than I originally owed! I want to take a secured loan out against my home and make an offer. Can you tell me the name of a company who could provide such a loan to someone in ...

Hi there, I have a question regarding where the extra money goes to under the 50% rule. If our original debt was £25000, and was renegotiated to be £19000 at the start of the IVA, then if we meet all of our payments, we will pay £19000 back, right? Well, if over the course of the term, we pay an ext...

Hi Andy, Yes there is an equity release clause. I've found a few places on the net who say that they can offer secured loans to people with bad credit, or in IVA's. As the loan is secured, I'm not sure if the credit rating means that much. If one of these places is willing to give me a secured loan,...

Hi there, I still owe about 16k on my IVA, but I have been thinking today about taking out a secured loan on my home and paying it all off in one go. I'd be paying roughly the same amount each month that I am now on the loan. Just wondering if anyone has done this? Is it a viable option? Does anyone...

Hi there, I'm a year into my IVA, and unfortunately my wife and I have decided to split. All very amicable and friendly though. The IVA is in both of our names, and now of course our expenses have increased as we are living seperately. So where do we now stand with the IVA? As, between us, our expen...

I am already employed, but I wanted to start my own web design company along side my regular job. I wouldn't be drawing a wage from the ltd company, I wanted to keep all of the profit within the company for it to grow and expand. So I wouldn't be drawing any money out of it, rather, I would just own...

Hi,

I am in an IVA at the moment, can I start up a Ltd company? If so, will I have to give 50% of the companies profits towards the IVA?

Thanks,

Gary McAllister

Hi there, My wife and I are just in the process of applying for an IVA, and expect this to start in the next month or so. I was involved in a car accident in June last year, and should be receiving my personal injury compensation in the next few months, this should be around £3000. This will hopeful...