Yes am afraid doesn,t look like I have much choice but thank you for trying melanie just hope I dont get in trouble with courts second time around but thank you

Ian

Well I just over spent on catoluges and max credit cards most of it is a massive loan and my payments were not good enough thru DMP so I have no choice as everyone has rejected a IVA even your office so have no other choices but like to say thank you for your such quick responses

Ian

Dear melanie

Have my full appoligies as I had a call yesterday but did not realise it was your firm. As it had name of Nicholas I have forwarded all the info they require now so hopefully we will have all sorted thank you for all your time

Ian

David

I dont know your direct email yes tryed your site no never got a call and when did it said am not suitable

Ian

Will do thank you

this is what we are paid every four weeks
i did phone your office this morning and was told someone come back to me to arrange a interview time but have never done so hope hear from you soon as am seriouslly happy if your company will do it look forward to hearing from you

Melanie am well impressed with such quick responses thankyou I owe around £31000 and my wife owes around £16000 i have monthly income is £1472.17 and child benifit and tax credits £174.74 out going bills of £1403.50 hope this helps

Update! Hi All Well I have lost count of the IVA companies I have phoned today all of them coming back with stupid sums what is impossible to ever reach few have got nasty on the phone. All want at least 5p in the pound given me sums of £300 what I cant make £230 to £250 been ok so am deciding the f...

Can I ask only one more question has bugged me
for a while if I can get a IVA up and running

how do they take there cut in your overtime is it done as a attchment of earnings?

Not at all I just want to get it of my head now as its effecting
me sleeping so soon as I can sort it the better

Ian

I tryed davids firm on there web site and rejected it and melanies but will see about calling melanies when I get home from work worth a shout before I fille this never know may work always worth trying before the dreaded BR

Thank you you have been a big help

No just going on the web site fill the info in maybe I
will give on a call before I decide did speak to one yesterday they wanted £310.00 but think give one more a go thank you and to every one for there advice great to have these web sites for these issues

Ian

Well I have tryed every site and every one tells me its goner be £270 to amazing amount £400 so I have no choice and will let you all know how it goes
Ian

I will do thank you

Hi can I thank you every one for all this advice every firm I contact seem to up the iva some say £230 what I would go for but when calls come seems like they say goner be least £310 this be my second bankruptcy was discharged in jan 05 it concerns me but cant go on like this anymore anyway like to ...