Hi, thank you again for your advice and I was thinking that Bankruptcy is my only option. As I`m very much on my own with this can anyone recommend a place to go in the Romford area where I could get help? Can I make myself Bankrupt? Is there a fee for declaring bankruptcy? I will start answering th...

Hi, thanks to all of you for replying it is reassuring to know that things are`nt as dire as they appear to be. To answer a few of your questions;- Melanie, I saw someone from a debt advisory service called Capitalise, this was arranged through the local CAB, she took away all my correspondance and ...

Hi, I`m Linda and I`m in a desperate, my marriage ended some 41/2 years ago and I left the marriage with nothing. I managed initially but became very ill with anorexia and depression and fell into debt. I returned to work 21/2 years ago as a full time nurse and existed but the debts grew. I became i...