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by jackiev
Thu Mar 19, 2009 2:51 pm
Forum: Ask IVA Forum and Industry experts
Topic: Our 5 year IVA is due to end on the 29/3/09.
Replies: 23
Views: 3071

Hi

Thanks to everyone for their support. I took the advice and sent them a recorded delivery letter. Strangely enough, they responded straight away with a figure which we can now settle. Hopefully, come the 29/3 it will all be completed. Fingers crossed.
by jackiev
Wed Mar 11, 2009 1:20 pm
Forum: Ask IVA Forum and Industry experts
Topic: Our 5 year IVA is due to end on the 29/3/09.
Replies: 23
Views: 3071

Their letterhead says they are regulated by the Insolvency Practitioners Association. Is there any reason why they couldn't deal with this issue by email or letter? They haven't even suggested talking about it over the phone, just to make an appointment. This is my original email: Good evening It is...
by jackiev
Wed Mar 11, 2009 9:16 am
Forum: Ask IVA Forum and Industry experts
Topic: Our 5 year IVA is due to end on the 29/3/09.
Replies: 23
Views: 3071

In both IVAs (My husband and I both have them), it refers to £4000 plus vat as being the limit, although in their annual statements there are also pre-IVA fees included of just under £2k each. Can they just fail it, or do they have to give us some warning so that we can rectify the shortfall? (We ha...
by jackiev
Tue Mar 10, 2009 9:04 pm
Forum: Ask IVA Forum and Industry experts
Topic: Our 5 year IVA is due to end on the 29/3/09.
Replies: 23
Views: 3071

Our 5 year IVA is due to end on the 29/3/09. Approximately 2 weeks ago I emailed our Supervisor to ask what the procedure is to complete the process and how much shortfall there is (we were aware there might be)as our parents had offered to help clear anything left. Our supervisor responded by sayin...
by jackiev
Mon Jan 12, 2009 1:12 pm
Forum: Ask IVA Forum and Industry experts
Topic: Both my Husband and I entered into an IVA in 3/200
Replies: 10
Views: 1416

Okay, thank you. Our IVA is due to finish on 12/3, but based on the last statement we received from the company dealing with the IVA, I think we might be short on the payment level. I wrote to them asking to clarify whether this was the case, but all they came back with was 'it may be possible to va...
by jackiev
Mon Jan 12, 2009 12:37 pm
Forum: Ask IVA Forum and Industry experts
Topic: Both my Husband and I entered into an IVA in 3/200
Replies: 10
Views: 1416

Both my Husband and I entered into an IVA in 3/2004, agreed at 25p/£ for 5 years. We have noticed that a joint loan of £30k is on both our accounts at the full £30k (not 50% as I would have expected). Is this correct?
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