Hi All, Following my little prang in the car it was confirmed that we would have to pay £425 (the policy excess) towards the cost of fixing our car. Fortunately we have been allowed to miss this months £345 IVA payment which will just about enable us to get the car fixed. In fact our IVA company did...

Hi All,

Just thought i'd let you know that we phoned the IP about the car repairs and they are happy to offer us a payment break to cover the cost.

Thanks for the advice!

Hi Mrs S, This is my worst fear with animals and children. I have a 2 year old little girl and two cats. She does torment the older one and every now and again the older cat will swipe. However generally they are all very well behaved. My hubby and I are looking to get a dog soon and have been discu...

When our creditors knew that we were taking steps to get an IVA they tried everything they could to get money out of us. I had a row with someone at MBNA as they told me they could make me sell my house. They were by far the worst. The others were not too bad looking back. Lloyds TSB even refunded s...

Thanks also Melanie in these circumstances I am prone to panic and my first thoughts were how am I going to pay the IVA and the car bill!

Hi Alex, and welcome. Sorry to hear about your bump, I hope no one was hurt? I think your IP will be sympathetic to this. Phone them Monday and ask for a payment break to pay for this. Thanks for your prompt response - no one was hurt just shaken. Thanks for the advice I will give them a call. Alex

Hi, I am new to the site and hope I am posting in the right place! Me and my hubby are currently 5 months into an IVA and all is going well thankfully after a very stressfull 2008! I had a car crash on Wednesday last week and have a £425 excess to pay. So far we have made all of our repayments on th...