hi guys - i've just had my IVA accepted today and feel as tho this is a new beginning !! my dividend is 33p to the £ and with HSBC as my major creditor - they accepted! the votes were as follows HSBC loan- £11500 - yes HSBC credit card- £5500 - yes HSBC o/d- £1500 - yes Halifax - £2500 - yes Asda - ...

thanks Lost - i'l let everyone know how i get on tomorrow . . night

hi - i've been coming on this website for a few weeks now and found everyone very friendly and helpful.i'm ready to go mad now . . i'm currently in the process of an IVA and have my creditors meeting tomorrow 10am. i've got myself in a right mess and wish credit cards and loans never existed. most o...