Thanks Melanie, I will seek the opinion of my IVA supervisor (Mr Mond) as I really don't want to default or go BR, I also need to know how much I need to ask my family for (at least ball park) as that is obviously the first question they will ask, I am hoping two or three will chip in to get to me t...

Thanks Melanie. I never mentioned that my partner has been made redundant in the last year (last June) and has now ran out of redundancy money so is not able to contribute what she did before to the household expenditure, she has no job and even if she got one it would be at far less salary than she...

Thanks Melanie. If my initial dividend was say 40p in the pound is it likely a proposal of 25p or 33p (or less) would be accepted to finish the iva four years early? Has anyone done this? If so what was your final figure?

Thanks for that Jan

Al

I have been in an IVA for almost a year now, no missed/late payments everything going OK. My IVA will end when I re-mortgage or sell my house in my 4th year. The IVA is still a weight around my neck though and causes me a lot of stress, I may be qable to get three or four relatives to come up with s...