Thanks for all of the above, I've just telephoned Yorkshire Bank and they are going to call me back to let me know whether it's OK that I have an approved IVA in place. I can then pop into the branch with the paperwork. So wish I had done this before the IVA Creditors meeting now.

Yes I was advised but didn't do it.
My Lloyds current accounts are still operative for now. My wife has just opened a basic "STEP" account with NatWest whilst I was refused. Probably because her IVA hasn't been approved yet whilst mine has.

Hi there, I'm a newbie here and need some advise. My wife and I have seperate IVA's. Mine was approved in December 2008 and my wife's is likely to be approved this week. My wife's current accounts with HSBC have already been frozen as they are creditors. My Lloyds TSB current accounts have not been ...