Had a call from Accuma yesterday and they are going to suspend payments for a while, I also have am appointment at the job centre on Thursday to try and sort out benefit that may be available. Looks like might be getting somewhere, I have also emailed a couple of estate agents to get my house valued.

I need to get the propery valued but i think there may be, although I think I might have difficulty getting a mortgage and my (ex) wife will want some i guess.
Thanks so much for your response it is very appreciated.

I have just completed a I & E for the last 3 months and my average income is down £800. I have written to Accuma asking for their advice and possible ways forward. I completed the online forms re benefit yesterday. I know i need to conatct a solicitor but will be difficult with no funds, that's why ...

Hi There This is my first posting on here I have been reading for years ! I Started my IVA with Accuma in July 2005 and have not missed a payment . I am self employed carpenter/builder and have been for 20 years .... work had dried up here and I am really struggling! I am single parent with 2 teenag...