Just to let everyone know that I have been posting on here about my IVA still being on my credit record although it was paid off 3 years ago. Went to an Estate Agents today and put in an offer on a house, they did their credit check which I was honest about but he showed me the screen - 'passed cred...

I took on an IVA in October 2006 and paid it off in full in April 2009 so it will come off my credit record this October. However as I am looking to rent a new property I have got a copy of my credit report and Lloyds Bank who were one of my creditors still have me down as defaulted and payment not ...

Hi. I paid off my IVA in full 3 years ago after I was made redundant and had a lump sum. This October it will be 6 years since the start of the IVA and I wondered when this will come off my credit record. I want to move house and rent a new property but I know this will come up and it's so frustrati...

Full and Final question - expert advice needed Sorry this is a long message but I really need some advice before I go back to my IP. I have just been made redundant and have received a payout of £18,000. I contacted my IP to find out what I could expect to pay as a full and final settlement and they...

Sorry this is a long message but I really need some advice before I go back to my IP. I have just been made redundant and have received a payout of £18,000. I contacted my IP to find out what I could expect to pay as a full and final settlement and they came back with the following: My total debt wa...