I'm sorry, I didn't make it clear, although the lender started repossession proceedings in 2006 - there were major faults in the way they handled the accounts, and it still going through the court now, although latest news is that finally they have admitted they mismanaged the accounts - and are con...

When i took out my iva in 2006 I informed my mortgage company, and i informed my iva practitioners of the amount of my mortgage My mortgage was split into four accounts. Due to repossession proceedings it has now been discovered that three of the sub accounts are in fact Credit Loans, not mortgages....