Hello again, I have been reading through some of the FAQ and it does not look like bankruptcy is for me - I really would prefer another option. I have 2 young children and my mortgage interest costs are always met through my income support (so I am hoping no real threat to the house). I don't fully ...

Thankyou all for your kind replies. In response to some of the points raised: I do have a mortgage of £60,000 and house is worth around 90,000. I already have a debt consolidation loan of around 28,000 taken out 2 years ago (on the house). As well as benefits (income support, DLA, incapacity benefit...

Hi, I have debt amounting to around 45,000 (not including the mortgage), which includes Credit Cards and Loans (1 taken out with the house as some form of insurance I think). I receive income support and am currently maintaining payments on all. But it is virtually becoming impossible with mounting ...