thanks luluj, i'll have a look

Hi, I havent posted on here for a while but i am hoping someone maybe able to help me out with some advice. We have just come out out of our fixed rate mortgage deal last month and although our payments have gone down we were wondering if we could look around and see if we could pay even less. We ha...

Hi Guys

Just a quick update from yesterday, we got a call from vanquis this morning to tell us we had been accepted for their visa card (at 8am). It felt great to tell them that we actually disnt want the card anymore.

Thanks for all the help yesterday.

Julie xxx

thanks guys..maybe ill stop worrying now and who knows maybe ill even get some sleep...all i have done today is worry about this b***** credit card and search the web for what to do. Lets just say my other half has a lot of making up to do.

Thanks again for letting me rant

Do you think i should metion it to my dmp company or just cancel it if it gets accepted? Also when he applyed online you had to tick a box or something to say that you agree to t&c and he seems to think it might have said something about ticking being a form of signiture. Would this bind us to that ...

to be honest i dont want anything to do with credit cards ever again....

Thanks

To be honest i cant believe he did it without talking to me first but i kinda understand what he was trying to do. (spend 10-20 per month on it then repay it etc) but just dont want anything to mess up our dmp to be honest. We have worked so hard to keep up the payments etc i just wasn't sure if our...

Hi all, Hope everyone is well, just need some quick advice. My husband has applyed for credit building credit card today without discussing it with me as he thought he was helping us build back up our credit score. Howvere as i am the one who deals with our dmp and other financial incomings and outg...

Thanks...will do

I hope so...i mean DMP company we use have always been fab so...here's to hope.

Hey Kallis, They say its because the amount of token payment is less than their management fee or something. In terms of token payment tho i dont think it will be much at all somewhere between £25 - £30. We could maybe pay more but i wont know until the time of that payment to be honest. I just am f...

Thanks evreyone, i have just spoken to our DMP company and they seem reasurring that if i were to make token payments then for the sake of four months they will be ok. I will need to contact them myself tho, which is a little daunting, but DMP company have said to call them when i am on maternity le...

Thanks mel and kalis, im going to try and speak to someone tomorrow...its just kinda hard with all the worry. Will let you guys know how i get on.

Sorry if i am ramberling people x

Hi all, Hope everyone is well as i haven't been on here for a while but need some advice... We currently pay £260 on our DMP which is made up of (approx) 90% managed loan hsbc and 10% mbna. I am currently 34 weeks pregnant and due to start maternity leave in febuary. Our payments will be covered unt...