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by RachaelL
Mon Feb 09, 2009 7:38 pm
Forum: Ask IVA Forum and Industry experts
Topic: Considering an IVA
Replies: 11
Views: 1016

No, my partner owns the property - I did look into bankruptcy a couple of years ago but I was advised that I might be seen to have an financial interest in the property though - I don't really understand it but it's probably because we've lived together for so many years, my partner has been support...
by RachaelL
Mon Feb 09, 2009 6:25 pm
Forum: Ask IVA Forum and Industry experts
Topic: Considering an IVA
Replies: 11
Views: 1016

Melanie, I would ideally like to pay around half my wage which would be £250 as I feel that now I am earning I should also contribute to our household expenses - I feel like I have been living off someone else for too long now, my partner has really struggled to pay my debts off as well as everthing...
by RachaelL
Mon Feb 09, 2009 6:21 pm
Forum: Ask IVA Forum and Industry experts
Topic: Considering an IVA
Replies: 11
Views: 1016

Hi I started with £28000 in debts and paid £80 per month so I've cleared 2K in two years - one of my original creditors have been paid off and there are 7 others left - now I have looked into it I actually owe my main creditor £21,000 of this debt which is a massive portion - they are called CI fina...
by RachaelL
Mon Feb 09, 2009 6:00 pm
Forum: Ask IVA Forum and Industry experts
Topic: Considering an IVA
Replies: 11
Views: 1016

Hi, I have around £26K in loan/credit card debts which I pay via the CCCS and approx 4K in student loans which I have been deferring for several years. The house is in my partners name and he pays for everything including the low payment of £80 per month via the CCCS as I have been a housewife for t...
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