Thanks everybody!! I will keep you posted. And just wanted to say on the whole GT have been very good... and would recommend them to anyone proposing an IVA. I was just getting frustrated - an IVA can make you go a bit crazy at times, and over analyse things.. but good to vent my frustrations on her...

Just to let you know -GT just called me and my variation meeting is set for 12th June!! I am so chuffed! Many thanks, I will let you know how it goes.

Thankyou both for your comments. I wasn't really sure of the full procedure and how long it should take... it just feels like I have been waiting a long time... I'm sure something will happen soon, as I understand from this forum that GT are very reputable.

Thanks Melanie. Maybe it is better if David does not ring them. I just don't know. I have tried to get an idea of timescale, but to no avail. On 20th April I was told report was just waiting to be signed. On 6th of May I was told it would go out end of that week, or at latest early the following wee...

Thankyou so much David. I hope I don't get anyone into trouble - I just feel my life is on hold while waiting! And if the offer is accepted i would like to start paying back the third party ASAP. Thanks again.

Thanks for your reply David. My IP is Grant Thornton. I feel bad slagging them off on here, but I don't know who else to ask for advice! My offer is 15k. I had paid 499 x 25months when i made the offer. Total 29940 owed. Since the offer I have paid a further 2 payments. SO surely not a bad offer??!

Hello Hope you can help. I offered a full and final in March, and submitted all relevant documents. I am still waiting for the creditors meeting to be called - numerous times I have called and been told the proposal has been written, they are just waiting for internal processes.. I called 12 days ag...

Hello
I am just 2 years into my IVA, paying 500gbp a month for 39,000gbp debts. If I was to offer a full and final settlemenet, what would be a reasonable amount? I have a relative who may be willing to offer the money. Many thanks