Hi everyone, I settled my IVA last year and got my certificate of completion on the 15th October 2010. I have just checked on the insolvency register and my name is still on it(it does say "IVA's will remain visible while they are Current, and for a period of 3 months after the receipt of notice of ...

Thanks everyone for your support, I will hopefully get my certificate of completion soon. I just have a few questions to ask: 1. can i upgrade my bank account from a basic one to a current one 2. When i took out the IVA I was well aware that the IVA will stay on your credit file for a further year a...

Just found out today that my full and final was accepted, and today i paid it off. So [:D]

Finally, the date has been set for my variance meeting and hopefully my F&F will be accepted. 29th July at midday is when it is. The nerves will be unbearable...............

I need to be out of my current accomodation by June 1st and am looking for a flat to rent. However no agents will accept me with my IVA even though I have said that I am waiting for a F&F meeting to be arranged (fingers crossed). I have also said that I can provide a guarantor. I have searched the i...

I have 24 payments left on my IVA at £385 per month. I have offered £7k as a full and final and my IP has said this may be accepted. A meeting is to be arranged so fingers crossed!!

Hi all, I have two years left on my iva and my parents are willing to loan me some money to make a final settlement. If I carried on paying my iva off over two years with payments of £385 per month thats £9240. Do you think my creditors will accept a final settlement of £6k or £7k???? [:)]

Hi all, I'm looking to move out of the place I'm renting now and into my own flat (I rent from a family friend and the property has been sold). However I know that letting agencies will do a credit check etc on me and my IVA will come up. I know that I will need a guarantor but was wondering if I co...

Hello, I'm into my third year of my IVA, almost there [:D] Anyway I've been reading a few posts on here where people have had the same amount of debt as me and paying back a lot lot less. I owed £20k to my creditors and i am paying back £380 pcm for the normal 60 months. I was under the impression s...

Thanks very much!!

Thanks Melanie, will I have difficulties opening a new joint business account

I am looking to register a new company with companies house and would like to know if being in an iva will affect this. Also will it hinder the fact that i will need to set up a joint business account with my business partner