Hi mr basic,
you have a great outlook on your debt and iva[:)]all the best with paying it off
kindly
Matt

Fantastic news Alex
A big well done lets hope its a new start for you. i will raise a beer to you tonight.
kindly
Matt

Hi Carl, its so differcult when all their seems to be is bad news, I wish there was an easy reply, but there is not, keep positive, I know its not easy, however it does help, it keeps you focused on what you do want, its so easy when your down to get dragged into the mire. My thoughts are with you i...

HI kallis3, this is the downside of the written word what I said kallis3 you misunderstood, I do not believe bankruptcy is the easy way out,but for me the truth in money terms it would have been, but my point wasI wanted to and was able to make payments to an IVA and yes I feel fortunate for that ch...

Chin up[:)] thinking good thoughts for you
Matt

Hi
good point David, I must make it clear I have no credit with my bank at all, thank god!
Matt

Hi all, I might be a bit late on this topic but it really touched a nerve with me. When I go into debt, it really went against everything I believed in, while at the same time, I wanted to save my business and home. For me an IVA gave me the chance to pay back in my case 50p in the pound and keep my...

Thanks kallis3, Somebody asked me the other day what was the best day of my life I replied the worst day of my life, which is the meeting of my creditors and initially getting my iva turned down. But in the written word I can not convey the honesty that day returned to my thinking, no it does not me...

Hi all,
Just to let you know mine was with my original business bank as a sole trader, and they excepted me as a company, though I except this is not always the case
Kindly
Matt

Hi seanc, I am no expert her but I do have an IVA and a company, and the way its worked for me is tha I have been able to open two accounts as a trading company(s) however within my own name very hard. So if the joint account is an company I think you should be ok just my point of view all the best ...

Hi Alexc, three years ago I was in the same position as you I would like to say its all been easy but it has not. But I am just £5,700.00 away from finishing my Iva, plus i have a feeling of paying back my creditors more than If I had gone bankrupt. Keep going Iam not saying its easy but its worth i...