Just thought I would update on the question I asked. We eventually went BR at end of April. Child Tax Credit is counted as income but Child benefit is disregarded.

Mick

Thanks, thats a relief, thought we may be denied. Always some silly thoughts coming into our head that will stop us going through with it.

Thanks

Mick

So will that be a problem at all for us Melanie in us applying for BR

Thanks

Morning everyone, so you all think its best for me to tick yes on the application but to put in the notes that we changed our mind and informed the IP before the creditors meeting. We informed the company dealing with the IVA about 3 weeks before the creditors meeting was due to take place but they ...

Hi I am filling in my BR application and it asks have you previously entered or tried to enter an IVA. We did apply for an IVA but wrote to the company to cancel the process 3 weeks before the creditors meeting was due. We were told this meeting would still have to take place and a vote would be tak...

Hi Has anyone heard anything else on the matter of BR not being published in local papers from the 6th April.

Thanks

Mick

Thanks you lot, i will keep posting and let you all know, hopefully i can be of some help to

Mick

yeah thanks for both your help to. these last 6 or so weeks have been the worst of our lives. I just with our BR hearing was today so could start to put all this behind us, only 5 weeks to go. I cant thank this site enough for the help and information and the bankruptcy.org.uk site. I dont know how ...

Hi Ray, just had a call about my email that I sent. I have been told that as I was told on the phone that no further charges will be given then once my creditors meeting has taken place then I will recive no charges and will not have to include them on the BR. The calls were recorded so they listene...

Thanks for the email address Blair Endersby, I have email yourselves

Mick

Hi me again. I recieved a call from BE yesterday asking why I was cancelling my IVA I told them that I was going BR and then they told me that I would recieve a call after the creditors meeting. I told them that I informed them last week that I was cancelling the IVA process and wrote to them inform...

Hi if you have to pay into either an IPA or IPO I have read that child benefit is not counted as income that can be put towards this. Is it also the case for child tax credit and working tax credit or just child benefit.

I am working so these benefits will not be our only income.

Thanks

Mick

I will thanks again. That was a bit of a mad panic.

Yeah thanks Ray. Just rang them up again and spoke to someone else. They were much more helpful and said as the meeting with creditors has not yet taken place then there will be no other fees if I write in and emplain I want to cancel. If things are not stressfull enough lol, just one thing after an...

Thanks Ray, do I need to include his name as I thought I could just send it to there address