Search found 11 matches

Search found 11 matches Page 1 of 1
by noiva
Sat Feb 28, 2009 10:30 pm
Forum: Ask IVA Forum and Industry experts
Topic: question to kallias
Replies: 37
Views: 3947

Be careful, I could be working in the same Police force as you...we might even know each other??
by noiva
Sat Feb 28, 2009 10:10 pm
Forum: Ask IVA Forum and Industry experts
Topic: question to kallias
Replies: 37
Views: 3947

Iam curious, kallis you work for the Police? if you are posting daily how do you do your day job? The Police are strict on internet use, I have Police staff Id and I know. At the rate of your post you are surfing 9 to 4.

Is this allowed in the West Midland Police??
by noiva
Fri Feb 27, 2009 11:22 pm
Forum: Ask IVA Forum and Industry experts
Topic: question to kallias
Replies: 37
Views: 3947

Is sounds like the day job??
by noiva
Fri Feb 27, 2009 3:12 pm
Forum: Ask IVA Forum and Industry experts
Topic: Pay Cut
Replies: 30
Views: 2902

The psyche and mindset of people on buying are now set on 'Scrooge mode'. The Far East have aways been tight wads -a complement not an insult -and they don't spend even now??? The rest of the world have become tight wads OVERNIGHT.Even 0% fianance is still seen to be shabby. The only thing that is r...
by noiva
Fri Feb 27, 2009 2:45 pm
Forum: Ask IVA Forum and Industry experts
Topic: Pay Cut
Replies: 30
Views: 2902

My point is to say that the likes of top audio and visual manufacturers aren't able to shift their A listed item goods.Just kike Cars. They sell 80% of what they make to the Outside World. Its how it is with this business. If people go out there to buy then that will be better for the economy.Its pe...
by noiva
Fri Feb 27, 2009 2:22 pm
Forum: Ask IVA Forum and Industry experts
Topic: Pay Cut
Replies: 30
Views: 2902

Home of electronics -JAPAN.SUMO.
They are now in a worse state than UK and US in the downturn - what's of the lovely Plasma and TV,palm books?? Will there be 2010 models if the 2009 ones don't sell. 3D TV has been invented..what's the point!
by noiva
Thu Feb 26, 2009 11:37 pm
Forum: Ask IVA Forum and Industry experts
Topic: Shares held in IVA - fall in value
Replies: 8
Views: 1470

shares???? Do you work for a bad bank taking public money while you down exotic wine and gamble away peoples money. If so, I have no sympathies
by noiva
Thu Feb 26, 2009 4:42 pm
Forum: Ask IVA Forum and Industry experts
Topic: From BBC News.
Replies: 25
Views: 3332

Howdy, If the DRO plan were around 10 years ago how many wouldn't have been on it. That might nip and tuck the debt problem then before the need for a bigger IVA plan or bankruptcy. I hail the DRO plan to deal with debt.It not quite an SIVA but will solve the problem of indebtedness....[EARLY ON]......
by noiva
Tue Feb 24, 2009 5:07 pm
Forum: Ask IVA Forum and Industry experts
Topic: Annual Review
Replies: 13
Views: 1848

Howdy, There are febrile rumours in the making that inflationary pay for 2008/09 will be axed right across the employment sectors.Whatever execuses that are been fiendishly crafted especially by government employers it will not wash.If Inflationary pay increase is to be axed then Insolvency Praction...
by noiva
Thu Feb 19, 2009 9:21 pm
Forum: Ask IVA Forum and Industry experts
Topic: I COMPLETED MY IVA NEARLY 7 MONYHS AGO.I asked my
Replies: 4
Views: 1008

Change your name maybe a new identity??? I can't see how this forum can help on post IVA problems
by noiva
Wed Feb 18, 2009 11:49 am
Forum: Ask IVA Forum and Industry experts
Topic: OVERTIME AND BONUSES
Replies: 22
Views: 3065

Howdy, its baffling how an I.V.A as it is tailored made to individuals circumstances but when considered on issues around Bonuses and O/E - some are inadvertantly given preferential treatment?? The first 10% of extra income one keeps and then 50% of what remains is better for debtors than the old 50...
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