Many thanks for the answer Andy.
Had a feeling that may be the case, so I will give it a miss.

Hi - not been on for a while, but have enjoyed reading everyone's posts. I have a question with regard my current situation being in an iva. I have been asked by a society that I am a member of to act as an honourary treasurer. This entails acting as a signatory on cheques that require 2 signatures ...

Hi, thanks for all the support. Had my initial meeting yesterday and we decided to go down the route of an iva. It was mentioned that due to my lack of assets, that br might be a better choice, but I mentioned that I do have some input into budget handling at work, and, even though I think I would b...

Thanks - will do.

Thanks for the replies.
They do work for individuals also. Will see how the first meeting goes and make a decision on that.

Will probably look at changing numbers - have got the dreaded Barclays - they are phoning every half hour.

Thanks again.
[:)]

Hi and thanks for the messages of support.

Have considered changing phone number and going ex-directory - is this worth doing?
Meeting on Friday is first meeting to discuss options - iva or br - trying out O'Hara and Co.

Hello Everyone, new on here. Just in process of getting finances sorted. Meeting with ip on Friday. Already getting phonecalls - I had thought I would get a bit further before this started - first missed payment on one card last week - totally clean record prior to this for many years. What happened...