hi all
many thanks for your replies lesley yes i will have to do a blog of our journey and hope it will help others as so man of you do , you have all helpe us immensley and we thank you from the bottom of our hearts xxx

Hi all just to update you on our situation , Well today was the day that we took the plunge after alot of soul seeking and various ways to try and sort our debts out the only option nthat was left was bankruptcy, at 1055am today the judge granted mine and hubbys bankruptcy order, we were in and out ...

thanks helen , i hope so its been a long road and finally there is light at the end of the tunnel

sorry that should say Options not potions lol

hi all , i just thought i would update you on a couple of things that i posted a while ago firstly i told you about my sister trying for a DRO well that has been accepted so she is sorted secondly as you will know we had been in a DMP but due to my sudden ill health we were unable to continue with i...

my husband told them it was bordering on harressment and was illegal and they told him that it was not

hi all ,
just a quick question , my husband has been recieving calls at work from a creditor, he has already asked them to not phone him there but they are still doing it , what can we do or say to them to make them stop . thanks all

thanks jan thats the dreaded bit all the form filling ,from reading on here i think i had better brace myself for "writers cramp" ha ha , but its lovely to know there are so many lovely people on here to help pick you up when things are tough and its so fantastic that the proffesionals also give suc...

hi all , my sister spoke to Payplan today after talking to them they said that she should be able to go ahead with a DRO so they are sending out paperwork for her to fill in, so fingers crossed for her, now all i need to do is sort mine and hubbys out as it looks more than likely that we will have t...

will do

thanks all for the advice mind you i think im still confused with all the jargon . anyway i have given her the number of payplan and she is going to ring them on monday and find out more so fingers crossed for her

hi all and thanks for your replies , helen she has not been told anything yet as she was just in the inital stages of finding out about it the company just sent her some paperwork to write her I/E down, i have suggested to her to go to CAB as she does not have a computer , she phones me and i try an...

morning all , my sister is looking into a debt relief order and reading about it she has to go through an approved third party, she contacted a company called Spencer Hayes does any one know of them ?, also will she have to pay a fee to the third party like you do when in an IVA or DMP, she knows th...

thanks all , yes i know Size5 will look after us as we were with him for the DMP, im just relieved that we are sorting it out again .

hello all, my hubby and i started a DMP early last year and all was going well until august when i suddenly became unable to work due to a mixture of health problems, my world seemed to fall apart, i was told i would be unable to do the job i have loved doing for most of my life,then was told i prob...