Thanks all for the kind wishes.

Good Luck too Bic. Mels team are great and you are definitely with one of the best.

Hi Everyone Have just had my IVA accepted and so has my Husband. Many thanks to Melanies team, Sue and Hywel for all their help and thanks to Andy Davie who pointed myself and my Husband in the right direction. After hours looking at the forum and obsessed by how I thought my creditors would vote, t...