Hi My last payment was paid on the 25th April and I received my completion certificate on the 19th May, checked today and my name has been removed from the insolvency register. To say I am one happy girl is an understatement.... massive thanks to Payplan who have been brilliant and to this site for ...

Hi Just want to say a massive thank you to this site and all those who have helped me through the last 5 years of being in my IVA, I wouldnt have got through it without you. I have just paid my extra income over and now waiting for completion certificate. I wont lie and say its been an easy ride but...

Hi I dont very often post on here but am a frequent viewer. Next month I will be halfway through my IVA and cant believe how quick the time has gone, it hasnt always been easy, something always crops up when you least expect it. I have just finished my studies and am now qualified AAT ... yes its a ...

Hi Im with Payplan and pay £115 per month.

Helen

Hi Worryface

My proposal was for 17p in the pound and it was accepted.

Helen

Oops I received one too. It appeared in my spam folder and as I been a victim of scam, I deleted it.

Helen

Hi Janet

Good to hear from you, I often think of you and wonder how you are doing. I cant believe just how quick this first year is going. Next milestone for me is to be in the 40+ months to go, instead of 50+.

Helen
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Hi Jan At my quarterly review at the end of September, I received the letter for my payslips, I sent them off, they were returned saying everything still the same. End of October I received another letter from them saying they hadnt received my payslips and would I forward them immediately. The firs...

Thanks for the replies.

Payplan didnt take long requesting my payslips up to the end of December, I had received a letter by the 6th of January from them. Will start going through my I & E so am ready for them.

Helen
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Hi Julie The first year has not been half as bad as I thought it would be. I changed jobs in October and my salary went up which meant my benefits went down and that was a little bit stressful trying to sort out all the paperwork for my tax credits and housing benefit and it will happen all over aga...

Hi

I have my first review coming up shortly - cant believe where the time has gone. I dont know why, but I am starting to get really worried about it, what information will they require?? Im with Payplan and they receive my payslips every 3 months.

Helen

Fantastic news and congratulations. I have been following your thread from your first post and really pleased for you.

Helen

Hi Although I dont post on here very often, I visit frequently to read the latest messages. After logging on this morning, I read the messages that have been posted overnight by N/A and was enraged with what I read. Why does someone have to waste the time and effort of so many excellent people on he...

Hi

I know what you mean about is the dividend too low, mine was accepted in April and Im paying 17p/£.

Good luck with your proposal

Helen

Hi all Since my Iva was accepted in April, I cant believe that I am now about to pay my 4th payment. My whole life has turned around completely and am back to my positive cheerful self. Last week I went for a job interview and have just found out that I have been successful. It means I shall be goin...