Thanks Kallis. I will get on to it. I want to pay back as much as I can over the term of the iva..afterall I did borrow it! thanks again

I am in an iva. My mortgage payments were due to go up this month by £200 and my iva contribution was to reduce to accomodate this. Because of the fall in interest rates my mortgage has not gone up but it has reduced by about £20 per month. Do I pay the reduced contribution as that is what it says o...