i am currently considering an iva i was wonder though does it affect other people that live at the address that all my debt is at?? i have moved into my own rented flat but have kept all my financial stuff at my parents address, would an iva affect my parents credit or would my iva show upon their a...

i currently bank with barclays where i have an additions account which offers extras like green flag assistance for a monthly fee if i enter an iva will i have to open another account or can i still use my account with barclays i am overdrawn within my limit and have a small loan with them

Im a civil servant would I have to inform my employers if I enter into an iva?? And also does an iva have any effect on the address I live at? as my flat mates worried that she'll be refused future credit if i use our address on my iva although we are not related or in a relationship