I am currently in an IVA. I recently claimed back my bank charges and was offered £695. In my IVA agreement it states that all windfalls over £500 must be paid in to the IVA. I was told my case supervisor that I must pay the full amount in to the IVA, but this would not make any difference to my mon...

Some of my debts are registered under previous addresses where friends and family still currently live. Will me entering in to an IVA blacklist those addresses and would it affect, for example someone who is trying to get a mortgage who lives at that address?