We are in a IVA. This is the number i called: 08456 34****

Definately Baines and Ernst as I called them back.

I have just had a phone call from Baines and Ernst stating they could offer a better deal with them, rather than the company we are with at the moment. I told him we are happy with the company we are with, as we have had our IVA for 3 years now. he just went on and on. I said I would report his comp...

newtoallthis, I think you have made the right choice going with someone else.

personally I would not recommend them. One person will tell you one thing, and another something completely different. I would suggest that if you ask them a question, ask them to put the answer in writing. We have had problems with regards to the amount we should pay, I wont go into that on this as...

I dont think £8 is a bad price, ok could be cheaper, but on the whole you are still saving money when getting getting prescriptions on line

you will find that even with paying for the prescription, and with postage it is a lot cheaper buying it on line. For 5 items I ordered the other day it cost just under £1.79 for delivery!

If you ask your vet for a prescription then legally they have to give it to you. They may not like it, but they need to know that they cannot get away with overcharging their customers. I always buy online.

Myles, I know how you feel. My other half had a cut in wages, and we were told by an 'inexperienced' person (as far as I am concerned) that we would have to carry on paying the amount we were paying. I eventually got in touch with my IP, who then passed the buck to his underdog, about my payments an...

on £28000.00 we pay £632.00!!!!!!!

You wont finish your IVA earlier by paying extra. When we started our IVA with DFD they told us this was the case, but when I questioned it after starting the IVA, I was told that is not true.

I have an illness, and am expected to eat certain foods to help me. With the budget we have to live on this is nigh on impossible.

With regard to Debt Free, I cannot even get to speak to my IP!!! Was told the only way to contact them is to write to them. Appalling

Do you know why Debt Free Direct have said their maximum is £280.00 per month. (This company are really get on my T**S now.)

We are allowed £280.00 per month