[quote] Originally posted by rayb Hi, Your credit is shot for 6 years from when the IVA was first taken out. What you will need to do is to send a copy of your completion certificate to each of the 3 Credit Agencies who will update you records. If you have a phone contract or catalogues and manage y...

Hello, I sucessfully completed my IVA 18 months ago and in fact finished it 3 years early and paid 22k to finish it off, how do I go about getting credit now ?