well that number did not work either was just passed around then cut off.thanks anyway.have now got financial omnbudsman involved sent them relevant details and paperwork,see if they can do anything.well heres hoping

anybody got a working telephone number for cahoot debt dept as the one they gave me through Equifax complants section is no longer in use(you could not make it up).have sent 3 letters containing cc and proof they were in iva which finished in nov 2013 and not had any reply despite have signitures th...

try not to worry,i know its easier said but most of us have been there and know full well what its like.feeling sick to the stomach is what I can remember it being like.first get the meeting out of the way then you can get down to starting on the road back to feeling normal again.its a long slog but...

its rubbish that you have been told to contact the credit reference agency's to put your credit rating right.they(cra)can only put on your file what the creditors tell them to do when they update every month.just been through this and by my experience the credit agencys are all but toothless when it...

its the default date.make sure that's the date you officially started your iva.then its 6 years from that date it should drop off.im in the process of getting my last one to go even tho its 6 yrs 4months from my date.cahoot seem to be playing silly beggers as the have had a copy of my cc and acknowl...

that's one thing payplan get right,you don't have to chase them for your cc like a lot of other companys.congrats on getting to the other side.

I meant 6th sorry

my last payment was nov 2013 and received cc on jan 10th

6 years from july 2013 which will be july 2019 before it drops off your credit history

I completed my iva last nov.got cc on jan 6th 2014.the ppi bit was done by letting them finnish any outstanding ppi claims outside of the iva so not heared a thing about it since.as I say took about 2 months from finnish date to getting my cc so cant fault them.

vanquis

vanquish that should have read.

no credit card will do you any harm if you use it correctly.the name vanquish has now been removed from the card itself.mine just says gold card and the visa symbol in the bottom right hand corner.think they have listned and taken away any stigma that may have been attached to the name.excellent car...

pay your balance off everymonth and the intrest rate does not matter.if its 12% or 40% does not make any difference.we been using vanquish now for nigh on 2 years and not paid any intrest at all as we pay it off in full every month.

I think if they made you go bankrupt the official receiver and judge might have something to say on the matter.