Search found 13 matches

Search found 13 matches Page 1 of 1
by loki270883
Tue Apr 19, 2016 4:40 pm
Forum: Ask IVA Forum and Industry experts
Topic: Need Advice On Letter Recieved
Replies: 21
Views: 7714

I got a letter from these guys today (finished my IVA in 2013) saying the same as above. Only thing for me is, it came to my new address which nobody has. I used to (and still very infrequently do) get letters regarding claiming PPI back but they always go to my old address (was living with parents)...
by loki270883
Tue Mar 18, 2014 9:06 pm
Forum: Ask IVA Forum and Industry experts
Topic: Completed!!
Replies: 5
Views: 2041

Well, i emailed GT about 2 weeks ago asking if there was "any update on my closure, or anything else that i need to do, so that it can come to a speedy end" (my last payment was in July 2013, letter received October 2013 advising it will take up to 6 months to close) and this was basically a polite ...
by loki270883
Mon Jul 08, 2013 6:45 pm
Forum: Ask IVA Forum and Industry experts
Topic: Disposable income increase??
Replies: 5
Views: 1585

Just thought i'd post a quick update. I got a reply from GT stating the following;- "With regards to your previous review, we are obliged to increase clients payments if they have a surplus income of £50 or greater after their IVA payment has been deducted. In your case, we calculated that you had a...
by loki270883
Sun Jul 07, 2013 4:26 pm
Forum: Ask IVA Forum and Industry experts
Topic: Disposable income increase??
Replies: 5
Views: 1585

Thats right 12 months to go, I've not been asked to make any increased payments and they have continued to take my Direct Debit payment at the same amount but i'm just confused, and a bit worried, why they have chosen to show this now. In all my other reviews and letters i've received in the past sh...
by loki270883
Sun Jul 07, 2013 1:45 pm
Forum: Ask IVA Forum and Industry experts
Topic: Disposable income increase??
Replies: 5
Views: 1585

Afternoon all. I have 1 payment left to make with GT on the 27th of July and have just sent them my last 11 months payslips (i think i will have to send them July's too once i've received that on the 16th) for my final annual review. On my last review in June 2012, I got the letter in June asking me...
by loki270883
Sat Nov 10, 2012 12:52 am
Forum: Ask IVA Forum and Industry experts
Topic: Completion Certificate
Replies: 3
Views: 996

Morning guys/gals Only ever posted on here a couple of times before but regularly scroll through the threads on a monthly basis to see what questions/issues that others have. The one that is cropping up at the moment is the GT completion process/certificates and the time its taking to do. I've still...
by loki270883
Thu Aug 09, 2012 11:29 pm
Forum: Ask IVA Forum and Industry experts
Topic: I'm in the last year of my IVA - only 12 payments to go. Should I expect anything different ?
Replies: 6
Views: 1533

thanks for the replies guys. I know that all my creditors were included in the IVA 12 months to go so there will be no problem there. And as i said before, there shouldn't be a problem with the PPI claim as i'm fairly certain i didn't get any so fingers crossed when i make my last payment - 27th Jul...
by loki270883
Thu Aug 09, 2012 7:31 pm
Forum: Ask IVA Forum and Industry experts
Topic: I'm in the last year of my IVA - only 12 payments to go. Should I expect anything different ?
Replies: 6
Views: 1533

Yeah, i got a letter from a company enlisted by my IVA company to reclaim PPI (although i'm pretty certain i never took out any when i got my cards/loans) and that is being processed. Apart from that i don't think i have anything else to do.
by loki270883
Wed Aug 08, 2012 10:10 pm
Forum: Ask IVA Forum and Industry experts
Topic: I'm in the last year of my IVA - only 12 payments to go. Should I expect anything different ?
Replies: 6
Views: 1533

I'm in the last year of my IVA - only 12 payments to go starting 27th of August!!!! - and was just wondering if i should expect anything different to happen? I've just had my usual annual pay review and got my payslips back with no change to my monthly installments, will i have another at the end of...
by loki270883
Wed Aug 08, 2012 9:21 pm
Forum: Ask IVA Forum and Industry experts
Topic: final year
Replies: 5
Views: 1775

I'm now into my final year, 12 more payments starting 27th august (can't believe im actually at this point, it feels so great!!!) Just wondering if i can expect anything different in the final year? I'm with Grant Thornton (got switched over from Blair Endersby/Baines & Ernst) and have just had my a...
by loki270883
Fri Apr 20, 2012 6:52 am
Forum: Ask IVA Forum and Industry experts
Topic: Do i have to claim for mis-sold PPI whilst in an IVA ?
Replies: 8
Views: 4081

Do i have to claim for mis-sold PPI whilst in an IVA? I'm currently 4 years into my IVA which was started with Ernst & Young but has recently gone over to Grant Thornton. I got a letter from GT at the beginning of March to say that i may be entitled to a refund due to mis-sold PPI and they had - con...
by loki270883
Fri Mar 20, 2009 1:21 am
Forum: Ask IVA Forum and Industry experts
Topic: Redundancy in an IVA
Replies: 3
Views: 1604

Well the main reason i chose the IVA was the stigma i'd attached to bankruptcy from what i've heard all through my life. Second, as i stated, i wanted to pay back my creditors as much as i possibly could. Even though, as im sure like many other people, they threw money (in the form of credit) at me,...
by loki270883
Fri Mar 20, 2009 12:20 am
Forum: Ask IVA Forum and Industry experts
Topic: Redundancy in an IVA
Replies: 3
Views: 1604

Hello everybody, this is my first time posting on this site, but it was very helpful when deciding to go into an IVA last year. My question/query is, I'm currently in an IVA - since August 2008 - and have recently been made redundant. All my payments are up to date and i can make my next payment whi...
Search found 13 matches Page 1 of 1
Go to advanced search