Hi I was in a Iva then I managed to pay a full and final payment to my creditors . But now one of my creditors have sold my debt to another company and have sent me a letter for the outstanding balance .can they make me pay it thanks Steve

Hi Can anybody give me some advice on what happens next. My house sale is part of my iva . It did not sell in the first 12 months so it was extended for a further 6 months , That is now up next month and no sale . had some intrest but no sale. thank you for any advice

Thanks Davie It was just a worry on my mind
Thanks s544

HI Im in a iva and have my house up for sale
to pay part of my full and final payment to my creditors. could anybody tell me what happens if my house does not sell will my iva fail and will I be made bankrupt by my creditors . I have till october to sell Thank you s544

Thanks melanie really appreciate your help s544

Thanks elv5 for the advise have been with Melanie for about two weeks now , just wish I found out about this web site and its advise sooner thanks s544

HI anybody been here . Payed baines&ernst £446 for first two payments for a iva they said that I would get . They passed my file on to blaire endersby who passed it to a firm called Hjs recovery who do all there self employed , They called to say that a dmp would be more suitable for me and I would ...

Thanks all for the advice I know now what I'm going to do . thanks s544

Hi had a call from mercer asking me to pay £30 per month while my iva proposal is beeing prosessed . should I pay them or just make token payment to them and the rest of my creditors

Sorry Kallis I got the name wrong its hjs just my brain is going round and round .I first contacted baines & ernst who passed me on to blaire endersby . They said that they deal with there iva,s who then passed me on to hjs (who don't return there calls )this was all started 10 weeks ago . needless ...

Hi can anybody tell me about a firm called HSJ thanks s544

can anybody tell me about car finance Im going for a iva and the company i am with have said that I must get rid of my car that is costing me £300 per month but if I give the car back there will be more money owing on it than its worth . also my girlfriend as agreed to sell here car and split the pa...

Token payments I stopped paying into my DMP as I am trying for a iva but have been contacted by 2 creditors asking for a token payment should I pay them or wait to see the outcome of my iva thanks s544

Thank,s for the answer I also have a van on lease for work also could have the use of my girlfriends car thanks again ste

car finance .Hi can anybody help I am 5weeks in for applying for a iva and have a car finance of £12,ooo £300 per month payment which I am struggling to find the car is worh about £7,000 . Could anybody tell me what happens if I give the car back to the finance company thanks ste