Thanks for your advice. We had thought of doing that, but all that takes time and our creditors are hassling us? So do you think that if we applied for an IVA it would not be accepted on that basis?

Sorry, forgot to mention that, we have debts of around £75000. With 8 different creditors. Thnaks for reading

If i decide to go ahead with an IVA, then decide to move house in a year or so and pay off my mortgage, would this affect the IVA. I am thinking of moving to a Park home, so although i would have to pay for this from the funds from the sale of my house , then pay the mortgage off there would be no m...

Hi It's my first post here and would like some advice please. Husband and i are thinking of taking out an IVA, but one thing is bothering me. The house we live in, its worth around £230000. Our mortgage outstanding is £105000. If we go ahead with the IVA and then move to a Park home in 2 years time,...