Oh Graham Feeling so much for you at the moment. I know it is easier said than done but try not to stress and worry - it's out of your hands now and what will be will be. At the end of the day it is in the Creditors best interest for you to have an IVA rather than BR - as then you would no doubt pay...

Goooood Luck NC http://www.comicguide.net/images/smilies/blackcat.gif Thinking of you both and keeping everything crossed http://www.justforfunboard.com/gfx/smileys/goodluck.gif Poppyfairy http://forums.filefront.com/images/smilies/band.gif This is a new band called 'The Creditors' singing their new...

Hi Guys http://www.comicguide.net/images/smilies/hello.gif I hope this finds you well this morning. I heard about this story yesterday and in case you have not seen or heard about it I thought I would attach the link for you to have a read .... http://thetechnicaltrader.net/small-cap-stock-picks/man...

Well done SingleMum http://smileyonline.free.fr/images/gif/bravo/vignette/thumbnails/1036535672_gif.gif This is fantastic news. What a day - the sun is shining - you're on the road to a debt free life - and a fab new job! All good x Have a brilliant day http://home.tele2.fr/kangoorouxbis/Tchin.gif P...

Morning Wizz http://www.comicguide.net/images/smilies/magic.gif http://img116.exs.cx/img116/1231/z7shysterical.gif Very Good - Now my prob has always been the remembering of jokes - i.e. I get the first couple of lines and then forget the punch line - or get lost in the story. So going to try and re...

Hi Tonetski827 http://img246.imageshack.us/img246/8399/thumbsup4kk.gif Try not to panic! The most important thing at the moment is for you to get some advice from an IP that is personal to your situation. You have probably already heard/seen that Melanie Giles and David Mond are IP's who post on her...

Good Luck for today DG

I will be thinking of you.

Let us know how you get on.

Poppyfairy [:)]

Hi [:D] I have checked the speedy thing on the internet and it says 10 but I think it is running at http://www.comicguide.net/images/smilies/snail.gif speed! Maybe snail 10 speed!!!!! http://img185.imageshack.us/img185/7581/moskingqa5.gif to the jokey! Off to read my widdies their bedtime stories. P...

Hi Skippy http://img117.exs.cx/img117/1189/y4tsearch.gif Have you tried Freecycle for a Satallite dish cos on the freecycle I belong to in the last week alone there have been 4 up for grabs! Also the Preloved site is worth a look. I saw one on there for £25. This is a flying visit http://img304.imag...

Hi Wantmylifeback http://members.shaw.ca/wenpigsfly/smileys/thumb.gif I went bankcrupt at the court on the 17th June this year (just over a week ago now.) The process has just completed with me talking to the Official Receiver. If you go on to the following CAB website http://www.ned-cab.org.uk/debt...

Thank you for the music Michael. RIP.



Poppyfairy [:)]

Hi Melanie I hope you are having a great holiday. I do have a question if anyone can answer it about the beneficial interest. My OR said she had to offer the beneficial interest to my ex-husband to buy out as well - does he get first refusal as it is me who is bankrupt? Also if he says he will buy i...

Hi Fugazi http://img26.exs.cx/img26/2245/thumbsup8de.gif So sorry to read of all the hassle you have had trying to get your IVA and then looking at BR. What I will say is that I went BR two weeks ago and the whole process since, over the last two weeks, has been far from easy. BR is not an easy opti...

Hi All http://img374.imageshack.us/img374/680/1400ti3lz2bf.gif Thanks ever so much for all your kind words. I have done 3 hours of gardening and feel sooooooooo much better. Jan - I was told by the OR that I was not going to have to pay anything at all as the only income I get is my Carer's allowanc...

Hello All! http://www.iheartpaws.com/forums/images/smilies/2141.gif Well I have had my interview with the Official Receiver. It lasted an hour and ten minutes and I feel like I have gone through the ringer. When I sent my papers into the OR I sent loads of receipts, letters of evidence about the chi...