MelanieGiles wrote:

I completely agree with you Skippy - the time cost of money is a term often used in business, but I would not apply it to everyday life.

I was reffering to business Melanie in loss of earnings.

exactly Skippy, so the cost of the time taken cutting the lawn is £50 loss of earnings - £10 for somebody else to do it so it costs £40 in time to mow the lawn if you like gardening.

how long does that take you Melanie?

Jan, if your lawn needs mowing and would cost you £10 to get someone to do it for you would you do it yourself or would you pay £10 if it meant you could be earning £50 doing something for somebody else?

I don't think thier is a charge to change your address but there is if you want to just change to the new phototype

its not clutching at straws its an economic fact that time spent on anything is the cost of what else you could be doing with that time. Even using social time is a cost.

but some peoples time costs a lot. crude example is a man earns £30 a hour and spends 20 minutes a week going to the cashpoint to check his balance and therefore every four weeks is losing £40 checking his balance and so his banking costs him over £40 a month in lost revenue.

? time is money

no I wasn't better then and I was trying to say I was wrong again this time as I wrongly thought I was supporting you.

All the very best and I am sure you will be fine.

like it [:D]

I doubt you will get a new contract on any network if you are in an IVA or bankrupt. never had any problem at all with this this,just been accepted for 3rd new contract while in iva.... anybody want to buy a htc touch hd or samsung tocco.[:)] thats spooky I got the HTC Touch HD and Wonder the tocco.

I did think last week it was better to get back to work but it was a selfish thought. I was over reacting to last year when I provided no support for Wonder at all and felt by encouraging a return to work was being more supportive but I have realised I am wrong. I am a man after all.

My mum was one of my creditors so it was a bit hard trying to keep it away from her. Wonder hasn't told anybody though. My mum was fine.

and time is money

now theres another point. I presume when you say free you are only referring to free as in no moneytary charge. Perhaps best not to discuss though as the the thread will never end. I will just mention though that banking as a cost time even if free from money cost.