Search found 15 matches

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by dgh
Wed Jul 29, 2009 10:36 pm
Forum: IVA approved!
Topic: Meeting arranged....
Replies: 23
Views: 3122

Hi Sunny, good luck with all you do. I scanned my credit card statements, loan agreement, bank statements and payslips and emailed these scanned images, Melanie's team were able to accept this. I would imagine your situation would be the same. I feared things going missing in the post and holding up...
by dgh
Wed Jul 29, 2009 9:25 pm
Forum: IVA approved!
Topic: Meeting arranged....
Replies: 23
Views: 3122

......deep breath....and exhale.....2 days to go to D Day - Decision Day, 11am on Friday!!
by dgh
Wed Jul 29, 2009 9:03 pm
Forum: IVA approved!
Topic: T Minus 46 hrs
Replies: 34
Views: 3888

The very best of luck to you althas, hope you get the result you want.
by dgh
Wed Jul 22, 2009 1:40 pm
Forum: IVA approved!
Topic: Meeting arranged....
Replies: 23
Views: 3122

Thanks for that elv5 and whetlor those were my exact thoughts, if only i had done this sooner i may have been finished my IVA by now or certainly well into it. Still i'm so pleased i have done it now but like you i have this feeling of nervous excitement. One moment i think if this is accepted it is...
by dgh
Wed Jul 22, 2009 12:40 pm
Forum: IVA approved!
Topic: Meeting arranged....
Replies: 23
Views: 3122

Hello all Following a couple of posts on here and lots of research i decided i would apply for an IVA and opted for The IVA Advice Bureau and Melanie Giles' team. First of all i would like to say they have been top class with their information and really helped me feel at ease in what i found to be ...
by dgh
Tue May 26, 2009 9:29 pm
Forum: a success story
Topic: Took the first step
Replies: 14
Views: 1861

I must say reading all of these comments is giving me a huge boost to my confidence and making me think i have made the right choice in going down this path, i will probably wish i had done it a long time ago!!
by dgh
Tue May 26, 2009 2:11 pm
Forum: a success story
Topic: Took the first step
Replies: 14
Views: 1861

Thanks for that advice elv5, everything i have read about Melanie has been excellent and it is great to get advice from someone like you with direct experience. Wish me luck :)
by dgh
Tue May 26, 2009 12:37 pm
Forum: a success story
Topic: Took the first step
Replies: 14
Views: 1861

Thankyou Melanie, as it happens i have just spoken to Tina Shortland and i am booked to have a more in depth chat with her tomorrow. Thanks in advance.
by dgh
Tue May 26, 2009 12:21 pm
Forum: a success story
Topic: Took the first step
Replies: 14
Views: 1861

Thanks stoney, i could not go on the way i was with the constant worry but hearing things like that gives me a little boost - so pleased to hear everything is going so well for you and hope that continues :)
by dgh
Tue May 26, 2009 12:18 pm
Forum: Ask IVA Forum and Industry experts
Topic: I have been considering various options
Replies: 15
Views: 1966

I took my first steps over the weekend contacting 2 companies, Cleardebt and IVA Advice Bureau and had a phonecall from Cleardebt this morning. I feel a whole lot better now i have spoken to someone about my situationas i have cancelled my dd payments and my health was starting to suffer, here's hop...
by dgh
Tue May 26, 2009 12:06 pm
Forum: a success story
Topic: Took the first step
Replies: 14
Views: 1861

Hello all, not sure if i am posting in the correct area here but thought i would say hi and tell you all i took my first step over the weekend of applying for an IVA. I have agonised again and again over what to do until i realised that my problem was not just going to disappear. I have contacted Cl...
by dgh
Mon Apr 27, 2009 2:22 pm
Forum: Ask IVA Forum and Industry experts
Topic: I have been considering various options
Replies: 15
Views: 1966

How would not making my payments affect my being accepted for an IVA? Whilst all of my payments to credit card companies and my loan are being met i am finding it difficult to make my payments such as board to my parents, daily living expenses such as food, petrol, clothing etc, a lot of this is goi...
by dgh
Sun Apr 05, 2009 9:50 pm
Forum: Ask IVA Forum and Industry experts
Topic: I have been considering various options
Replies: 15
Views: 1966

Thanks Melanie however i am a little confused with your reply, try 2 or 3 companies? i thought that once i chose a company that i would have to stick with them or is that not the case? What sort of thing should i look out for in a company, would you be able to give me a step by step run down on what...
by dgh
Sun Apr 05, 2009 8:40 pm
Forum: Ask IVA Forum and Industry experts
Topic: I have been considering various options
Replies: 15
Views: 1966

That is fantastic, thanks ever so much for the advice, i have been worried sick about my situation but did not know where to start. Are there any IP's you can recommend, i imagine this is an area where you have to be careful not to receive bad advice and sign up with a bad company?
by dgh
Fri Apr 03, 2009 10:05 am
Forum: Ask IVA Forum and Industry experts
Topic: I have been considering various options
Replies: 15
Views: 1966

I have been considering various options to help my debt problem and think an iva would suit me, one of the problems i have is my girlfriend filed for bankruptcy last year and to help her out at the time i opened a bank account in my name to get her wage paid into it, we do not live together and i do...
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